Starling Bank: Fee free spending abroad and up to £300 cash withdrawals per day!
You can get £10 cashback at Costa in May! Create a free account with Starling Bank - it's just an app on your phone - and when you buy things at Costa this month, you'll get up to £10 cashback!
Starling bank is an app based bank account with a debit card. It's great to use if you want to spend abroad and avoid fees for spending your own money!
You can withdraw up to £300 per day without any fees. Starling Bank does not charge for ATM withdrawals however local charges may apply.
If you are looking for a fee free card to spend abroad or physically whilst on holiday, it's generally considered one of the best options, they also have great deals too!
How does £10 back at Costa Coffee sound?
If you join up this month (May) they are offering new customers an awesome incentive of up to £10 cashback at Costa Coffee.
This is a great offer for new customers signing up to a Starling Bank Current Account.
Step 1: Open an account with Starling Bank
Step 2: Add Flux in Marketplace
Step 3: Spend at Costa Coffee and get 50% cashback on your Costa purchases during May 2019 (up to £10)
If coffee isn't your thing there are lots of other benefits to joining up.
Starling Bank Benefits
- Set up is easy and can be done in minutes. The bank card is typically delivered within a week
- Real-time notifications e.g. spending, ATM withdrawal etc
- Fee free spending when you travel abroad. Starling Bank does not charge for ATM withdrawals (there may be local charges), you can withdraw up to £300 per day
- Deposit cash at Post Office branches across the UK
- Record and categorisation of your spending
- Eligible deposits are FSCS protected for up to £85,000 and are authorised and regulated by the PRA and FCA
- Starling Bank pays a 0.5% AER to account balances below £2,000, and 0.25% to those under £85,000. Whilst traditional banks may offer you a better rate on credit balances, am not aware that other fintech banks offer interest on credit balances.
- Create Goals and round-up purchases to save towards them
- Nearby payments straight from your phone
- Settle your IOUs in-app
- 24/7 UK customer support
- Trustpilot score of 8.8
Sounds good, will have to look into the details. Good find - thank you for sharing.
Perfect timing for my holiday. I didn't know about the Costa cashback, that's a great incentive!
Moved to Starling and I love it. Best account ever. Love getting the live instant notifications on all activity on my account. The chat option is very responsive and helpful.
From memory, it's very quick. Like same day, if I remember correctly. You take a photo of your passport and do a quick video message to prove who you are, rather than lengthy ID checks. Card takes as long as it does to post.
I set mine up about 2 years ago and it only took a few minutes to set up. I think I had to provide ID, take a photo of myself and record a short video with a short message they provided. The card was here in less than a week.
I just signed up the other day its really quick you have to submit a picture of your passport and a video message as someone else has said and my account was approved in a few minutes
Can they move my direct debits from Natwest account? I'm looking for a new bank, this looks good.
Sounds good this, I didn’t know about this. I go abroad a lot so I am going to o look into this. Thank you for sharing this deal. I love a costa so bonus!
I've been with Starling for nearly 2 years now. Best banking move I ever made. Gives the High St banks a run for their money!
Thanks for sharing. I will look into this, if they're doing deals I'll wait til a better one comes up as I don't drink coffee lol
I've been using them for around a year now. I use the card both here and abroad. They are excellent.
What I like is when you use the card here in the UK you immediately receive a text telling you what and where you spent. It saves the hassle of trying to work out later who a certain company was that you spent money at.
Have you got to pay in a certain amount a month? Can you use it in any shop ? Is it a debit card? Sorry but just want to know.
Yes its a regular Mastercard so you can spend wherever MasterCard is accepted. There’s no minimum pay in and there’s no monthly fee. It is a debit card.
This sounds good for my holiday but in the very unlikely case you withdraw more than £300 limit do you get charged?
I don’t believe it’s possible to withdraw over £300. After this you are still free to spend on the card.
300GBP is the daily ATM withdrawal limit anyway. So you won't be charged as you simply can't take more than that out via ATM in any given day.
- https://www.starlingbank.com/faq/
A daily ATM withdrawal limit is a feature common to most UK banks.
Thanks for the share. Sounds to good to be true though. Are there any hidden charges or somat involved
This sounds good and I will have to have a closer look. Thank you very much for sharing.
This a really good card to have with you on holiday abroad. I spent so much money on extra charges with a normal debit card while abroad. You can treat yourself with the savings. Good stuff 
)
I have had a Starling account for just under 2 years and they are brilliant! No problems and support are available 24 hrs a day.
Thanks for sharing, I been thinking about making the jump and this has just sweetened the deal for me. Opened my new account in minutes, new card in 6 days... What more can you ask for?
Just in time for my holiday, thank you for sharing. The Costa coffee is a bit of a RIP off incentive though.
Great holidays deal
Thanks for sharing this wonderful benefit deals with the costa coffee cash back offer
Easy to follow setup. Hardest part of setup was sending a decent photo of Id.(Driving Licence or Passport) took about 6 attempts before success. It's got to be a really clear picture or they keep asking for another go. Got the card in 2 days. Up and running.Definitely recommend.
You can pay into it online. I spent ages looking for the same answer as didn’t want to be restricted to a post office. When you apply it will give you the account number and sort code and Ive added it to my payees from usual account and made a couple of small
payments. It’s instantly received too.
If I set an account up this evening, will I be able to benefit from the 50% cashback whilst shopping at Costa in May as there are only 2 days of left May? i.e can you use the app for purchases or have I missed the cashback benefit as the card will take 3-4 days to ship out to me?
I've not heard of this before so it is reassuring to see the recommendations for Starling.
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