Would You Rather....

I think I'm fairly good with money, so I'd happily take the lot now, as I could buy a nice house outright, keep some aside and if anything else left but some in a high interest account.

I think you'd have to take the lot in one go as you may not be around to collect all the other payouts!

million right now always. you can never guarantee being around for the next 10 years - plus you can invest the whole amount up front and start earning interest on the whole amount from day one.

It depends whether it is tax free or not! I would probably take the million right away, pay off the mortgage and invest the rest for our sons future.

Now please if you’re offering. I would share with my family so I won’t be a millionaire and that’s most probably why I’m not already a millionaire.

Things changed in my life a couple of years ago so I would take the million now as no guarantees for tomorrow.

Million right here and right now.Thanks I'm ready and waiting lol.

Well I would want the million right now, plenty of things I could spend it on, £100,000 a year wouldn't it

100% take the million now, can make more off the interest that way or buy something that will make money.

I would take the Million right now as anything can happen to us within the Ten Years.

Thanks for all your replies!

What with inflation taking £100k a year would be a lot less than £1 million. You might as well take the £1 million and just pay yourself £100k a year and then with compound interest of lets say 5% that would be about £300k of interest however I realise you are taking out £100k a year so it wouldn't be that much but maybe somewhere in the middle like £150k and then you would pay some tax on that but still a significant amount of money at least one extra payment of £100k. Also if we have runaway inflation better to take the full money now and consider non-sterling investments like housing, gold etc.

Go for the lump straightaway, the interest alone makes it a better option

I would bank the million, see how much interest it makes x

I'd go for the million pounds right now then you know your got it. But really I'd take either just to be ok financial for the rest of my life is a dream I don't think is going to come true.

£100,000 a year for ten years