Argos Shoppers Rage Over Shake Up To 'Buy Now, Pay Later' Just Before Christmas

Hey Deal Hunters,

Major news for those of you counting on Argos to sort your Christmas presents this year! Sam Ormiston at The Mirror reported that Argos has shaken up its 'buy now, pay later' (BNPL) scheme. In a move that's left many of us scratching our heads, the retailer appears to have removed the convenient six-month option from their BNPL offering.

What does this mean for you? Well, if you were planning on spreading out the costs of your Christmas gifts, the options have become a tad more limited. If you're splashing out more than £30, you can still pick a three-month plan, or if you're eyeing a bigger purchase, only those over £199 now qualify for the 12-month plan.

There's been quite a stir on social media, with fellow deal seekers expressing frustration. Queries are flying on X (formerly Twitter) with one user highlighting: “Any idea when the six-month BNPL plan will be available again on the Argos card? Can't do my Christmas shopping at Argos without it.”

It's not just the regular shoppers, Consumer champ James Daley, from the Fairer Finance campaign, chipped in saying Argos should be offering more flexibility during these challenging times, not less. These BNPL schemes, while they sound all hunky-dory, have serious implications if you don’t keep up with repayments.

Always remember to tread carefully with BNPL schemes. They can be handy, but it's essential to keep on top of repayments to avoid hefty interest charges.

Tom Church, Co-Founder of LatestDeals.co.uk, summed it up: "Changes to popular payment plans can have a significant impact on shopping habits, especially during the festive season. It's crucial for consumers to be aware and plan accordingly." Stay savvy, Deal Hunters!